Overview

Banks require CMA data to understand a business’s financial health, fund requirement, and future plans. It helps them assess whether the borrower will be able to repay the loan on time. A properly prepared CMA report enhances the chances of loan approval.

Documents Required

• Audited financial statements (last 2–3 years)

• Provisional current year financials

• Business plan or projection assumptions

• Details of existing loans & repayment schedule

• GST Returns, ITR, bank statements (last 6 months)

• Working capital requirement sheet

Benefits of CMA Data Preparation

• Improves loan eligibility & sanction chances

• Provides clear financial roadmap for business

• Builds trust with lenders and financial institutions

• Helps track and evaluate business performance

• Useful for internal planning and strategic decisions

Eligibility

• Any business (sole proprietor, partnership, LLP, or company)

• Seeking loan/credit from banks or NBFCs

• Having financial records and projection data